PIX: Brazil’s Instant, Low‑Cost, Real‑Time Payment Method
PIX is Brazil’s national instant payment system and the fastest‑growing way consumers and businesses move money across the country. Launched and regulated by the Central Bank of Brazil, PIX enables real‑time, account‑to‑account payments that settle in seconds, 24/7, without relying on cards or intermediaries.
- Lower cost: reduced interchange and processing fees
- Real-time settlement: funds received instantly
- High trust: regulated and backed by Brazil's Central Bank
- Flexible: customers can by by QR code, phone number or bank

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PIX By The Numbers
150M+
24/7
15M+
87%+
Why businesses choose PIX
Offering PIX helps you meet Brazilian consumers in the payment method they trust most, reducing friction and boosting overall conversion rates.
Market dominance
PIX is Brazil’s most widely used payment method, with more than 150 million active users nationwide.
Bank integration
Supported by Brazil’s largest financial institutions and fully regulated by the Central Bank of Brazil for broad national coverage.
Real-time settlement
Payments and transfers are confirmed instantly, 24/7 — improving merchant cash flow and reducing risk.
Broad use cases
Works for online checkout, POS payments via QR code, P2P transfers, and instant disbursements across industries.
The PIX Edge: Brazil’s Favorite. Secure. Instant.
Secure & trusted
Real‑time, authenticated bank‑to‑bank transfers backed and regulated by the Central Bank of Brazil, ensuring maximum trust and security.
Simple & QR-based
Consumers pay using familiar and frictionless QR codes or bank credentials, making checkout fast, intuitive, and widely adopted across Brazil.
Conversion booster
Instant settlement and nationwide adoption help reduce friction, lower acceptance costs, and boost conversion for any business selling into Brazil.
Frictionless & secure
Empower your business to reach Brazilian shoppers with fast, trusted bank‑based payments that increase conversions.
- QR‑code or bank‑credential payments for quick authorization
- Instant confirmation for completed transactions
- Central Bank–backed authentication increases trust at checkout

Online or in-store
Offer PIX across every channel Brazilian shoppers use.
- Instant, low‑cost account‑to‑account payments built for frictionless online checkout
- Supports in‑store purchases via fast QR‑based transactions, ideal for retail and food delivery
- Mobile‑first flows optimized for digital goods, recurring purchases, and fintech‑powered wallets
