Simplify, accelerate, and secure your payments with the power of Canada Bank Transfer

Enjoy effortless and rapid transactions online or via phone, with instant payment options for quick fund movement. With robust security and customizable fraud prevention, our reliable solutions offer comprehensive, transparent reporting for your convenience.

Simple, flexible online bank payments

Supercharge your business by easily integrating Interac into your payment system. Experience lightning-fast payments through direct account-to-account transfers.

Join forces with the robust interbank network of Canadian financial institutions, processing billions of transactions annually.

• A fast and secure way to transfer money between private and business accounts
• Interac solutions seamlessly power transactions across the nation's leading financial institutions and are universally accepted at over half a million locations
• Move funds quickly with faster and instant payment options
• Cost-effective alternative to credit cards
• Unify features through a single integration

Your ultimate instant bank transfer solution

Discover Instant Bank Transfer (IBT), your ultimate solution for secure and seamless payment verification in Canada.

IBT streamlines deposit and withdrawal processes while ensuring top-notch identity verification. Trust in IBT's cutting-edge risk management technology to safeguard your transactions and provide a hassle-free experience.

• Boost conversion with a fast, secure mobile experience
• Seamless user experience with Xpress 1-click payments
• Easy and fast deposits for ultimate convenience
• Enjoy higher transaction limits, up to $100,000
• Cutting-edge risk management for enhanced security

Frictionless flows and instant payments

Customers and businesses can make and receive payments instantly, in a matter of seconds.

Benefit from enhanced conversion rates, an improved user path offering a smooth, and mobile-centric customer journey.

• Instant payments for customers and businesses in seconds
• Enhanced conversion rates with a smooth mobile user journey
• Lower payment processing costs by bypassing card network charges

Simplify, accelerate, and secure your payments with the power of UK Bank Transfer

Enjoy effortless and rapid transactions online or via phone, with instant payment options for quick fund movement. With robust security and customizable fraud prevention, our reliable solutions offer comprehensive, transparent reporting for your convenience.

Simple, flexible online bank payments

Experience instant money transfers, bypass card network limitations, and harness the power of trusted banking connections.

Save time and money with processing through the Faster Payments network while offering a reliable and affordable alternative to credit cards.

• Swift and secure transactions between UK bank accounts
• 24/7 accessibility for uninterrupted financial transactions
• Real-time money transfers for a delay-free payment experience
• Enjoy the convenience of a generous £1,000,000 per transaction limit
• Cost-effective alternative to credit cards
• Unify features through a single integration

Secure, direct bank payments for effortless transactions

Enjoy secure, hassle-free payments directly from your bank account with Pay with Bank transfer, powered by American Express but accessible to all.

• Boost conversion with a fast, secure mobile experience
• Enhanced security with bank authentication, no shared payment details
• Broadly accepted, not limited to AMEX, for UK bank users
• Low-cost, simple fee structure with easy reconciliation

Frictionless flows and instant payments

Customers and businesses can make and receive payments instantly, in a matter of seconds.

Benefit from enhanced conversion rates, an improved user path offering a smooth, and mobile-centric customer journey.

• Instant payments for customers and businesses in seconds
• Enhanced conversion rates with a smooth mobile user journey
• Lower payment processing costs by bypassing card network charges

Simplify, accelerate, and secure your payments with EU Bank Transfer

Enjoy effortless and rapid transactions online or via phone, with instant payment options for quick fund movement. With robust security and customizable fraud prevention, our reliable solutions offer comprehensive, transparent reporting for your convenience.

Fast, reliable online bank payments

SEPA (Single Euro Payments Area) transforms E.U. cashless transactions, offering rapid euro transfers, 24/7, and near-instant processing for all participants.

With a single integration, supercharge your operations, fulfill orders faster, and boost cash flow with lightning-fast, real-time payments. Providing customers with unparalleled convenience, no matter where they are.

• Instant payments are the closest substitute to cash: the transfer of money is immediate
• 24/7/365 accessibility for uninterrupted financial transactions
• Real-time money transfers for a delay-free payment experience
• Reduce payment processing costs by cutting out fees from card schemes
• Enjoy higher transaction limits, up to €100,000

Bypass card network limits for maximum payment flexibility

Customers and businesses can make and receive payments in a matter of seconds using their trusted bank relationships.

Enhanced conversion rates, an improved user path offering a smooth, mobile-centric customer journey. Decreased payment processing expenses by eliminating charges associated with card networks.

• Consumers and merchants can pay and get paid instantly, within seconds
• Higher conversion rates, a better user journey providing a seamless, customer experience
• Reduce payment processing costs by cutting out fees from card schemes
• Customer authentication and zero chargeback guarantee

Safeguard your business with highly secure bank transfers

Protect your customers' data and prevent fraud. Say goodbye to chargebacks with our guaranteed solution.

• Consumers and merchants can pay and get paid instantly, within seconds
• Chargeback guarantee solution available
• Conveniently access comprehensive, consolidated reporting

Simplify, accelerate, and secure your payments with U.S. Bank Transfer

Enjoy effortless transactions, instant payment options, and transparent reporting. Protect your business with our Assured Funds guarantee.

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Simple, flexible ACH payments

Empower your customers with a cost-effective, convenient payment solution. Debit funds directly from bank accounts for single or repeat transactions.

Save time and money with processing via Automated Clearing House (ACH), Real-time Payments (RTP®), and FedNow.

• Simplify payments for clients with a seamless checkout
• Streamline banking information entry - no physical card is needed
• Secure digital enrollment for swift, authenticated payments
• Process one-time or recurring transactions effortlessly
• Economical alternative to credit and debit cards

Protection for your business, guaranteed

Mitigate payment risks effectively with Nuvei's Assured Funds, an insurance solution designed to protect businesses from potential losses caused by unauthorized, returned payments.

Assured Essential

Ensures protection against unpaid transactions and fraud. We assume the risk and handle collections, letting you focus on business.

Assured Complete

Guarantees funds on all returns, including unauthorized returns. Rapid merchant funding accelerates settlement and payment.

Instantly validate accounts for secure, timely payments

Prevent fraud and reduce returns with smart approval logic. We offer three validation levels for your unique business needs.

Basic

Enhanced security, real-time validation, and commercially reasonable bank account validation.

Enhanced

Powerful add-on that offers a deeper level of validation and greater fraud prevention.

Premier

Reduces administrative and NSF returns by providing the latest status of customer bank accounts.

Process paper checks electronically

Check 21+ is a cutting-edge payment solution that allows merchants to process paper checks electronically.

With this innovative technology, merchants can say goodbye to time-consuming trips to the bank and hello to faster, safer processing.

• Enjoy higher checks limits and fewer limitations
• Avoid ACH restrictions
• Eliminate risk with guaranteed protection
• Accept checks in person, by mail, or at a drop box location
• Retrieve payments quickly with electronic deposits

Small changes, significant impact

Just like a finely tuned race car, every marginal improvement in your payment processes can lead to big growth. Maximize your approval rates and revenue with Nuvei's issuing solution.

Turbocharge your brand

Elevate your brand with Nuvei’s customizable physical cards.

Put your brand in your customers’ wallets and give them ability to pay with your card for their day-to-day expenses.

• Tailor cards and wallets to reflect your brand's identity, including logo and colors
• Enable seamless and secure transactions across online, in-store, and in-app purchases
• Create a consistent and convenient customer experience for repeat customers
• Also available—a high-end metal card with premium finish, elegance, and durability

Accelerate your transactions with virtual cards

Streamline vendor, consumer, and business payments with versatile virtual cards that cut costs and accelerate transactions.

Unify card issuing, acquiring, and settlement accounts on one seamless platform.

• Easily generate single-use or multi-use virtual cards tailored to your needs, providing flexibility and control
• Effortlessly manage single or batch card formats to scale your operations efficiently
• Utilize our APIs for full automation and seamless integration of your card-issuing processes
• Offer compatibility with Apple Pay and Google Pay wallets for seamless everyday use

Fuel your growth with precision

Maximize your revenue and make informed business decisions with Nuvei's data-driven insights.

Nuvei’s powerful reporting technology allows you to see holistic payments data and detailed transaction information—all on a single platform.

• Take advantage of shared interchange opportunities to boost your revenue
• Gain valuable, actionable insights from your issuing and acquiring operations to make informed business decisions
• Access API-driven reporting to power custom dashboards and real-time insights
• Navigate complex data to act upon critical business insights

Gain the winning edge with industry-specific payment solutions

Propel your business to the front of the pack with Nuvei's custom tailored payments.

Our issuing solution enables you to benefit from simpler, faster customer payouts, innovative accounts payable features, and streamlined B2B travel.

• Disburse funds, such as winnings, to white-labeled physical or virtual cards, enhancing loyalty and engagement
• Enable online travel agents to generate virtual cards for paying airlines and hotels, simplifying transactions
• Streamline iGaming payouts and digital asset transactions, ensuring speed, security, and global reach
• Generate virtual cards to pay suppliers, simplifying complex payment ecosystems and reducing fraud

Unlock new possibilities with API-powered payment solutions

Connect and customize with ease through Nuvei’s flexible API suite.

Get instant and insightful control over reporting, security, and global reach.

• Automate accounting with leading platforms to reduce manual work
• Set limits and rules for teams and sub-teams in real time
• Connect to major blockchain networks for seamless digital asset payments
• Accept payments anywhere Visa is supported worldwide
• Strengthen protection with the Arculus Card combining credentials, wallet storage, and authentication

Elevate your business offering with faster, more secure pay-ins and payouts

Enjoy quick, effortless transactions online or by phone, backed by our customizable fraud prevention and assured funds guarantee. Benefit from clear, detailed reporting for complete transparency.

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Lightning-fast funds without delay

Why wait? Experience lightning-fast fund transfers with our instant payment solutions. Streamline your financial operations with ease and speed and delight your customers.

• Move funds quickly with faster and instant payment solutions
• Instantly validate accounts and ensure timely, effective payments
• Added flexibility to meet your fast-paced business needs
• Setup can be done quickly and easily to ensure rapid compliance
• Full integration support so that you can rest easy

Leverage real-time global payments

Harness the power of instant, real-time payments with our global network of providers. Our expansive reach offers unparalleled bank and country coverage, keeping you at the forefront of the financial world.

Boost your revenue and provide exceptional convenience to customers worldwide, facilitating growth at the speed of now.

• Bank Transfers: Real-time Payments (RTP®) and FedNow in the US, SEPA Instant in the EU, Faster Payments and Amex’s Pay with Bank Transfer in the UK, plus Interac® Instant for Canadian transactions
• Visa Direct & Mastercard Send: offering instant payment capabilities with secure money transfers, across various global banks and payment networks
• EWallets: including PayPal, Neteller, Skrill, Pay4Fun, EcoPayz, Much Better, and more for virtually instant payments and minimal processing fees
• Stablecoin Money Movement: blockchain-powered cross-border payouts that deliver faster settlement, lower FX costs in emerging markets, and full fund transparency, enabling local-in, local-out transfers without crypto exposure

Provide a seamless customer checkout experience

Embrace a world where intricate transaction processes are replaced by a streamlined, intuitive experience.

This shift promises not only higher conversion rates but also reduced processing costs, and a fortified security environment.

• Efficient and secure, balancing protection and ease of use
• Integrated simplicity, to make every checkout seamless
• Extensive network access connects you to a wide array of banks and financial institutions
• Frictionless bank login and payment process for faster transactions
• Fast and dependable, transfer funds with remarkable speed and reliability

Gain a competitive edge with faster payments and settlement, flexibility and security

Meet the fast-paced needs of your organization with our rapid and instant payment options that pave the way for growth. Our Open Banking Technology and vast global partnerships offer a competitive edge. Every major market and network, all through a single integration.

Provide a seamless customer experience

Our bank transfer solutions give your customers the advantage of paying with their banking information, all within your regular checkout experience.

Say goodbye to confusing transaction flows and hello to higher conversion rates, lower processing costs, and enhanced security.

• Simple, secure and flexible solution
• Single integration into your checkout experience
• Access to the major banks and financial institutions
• Frictionless, seamless bank login and payment
• Funds transfer is quick and reliable

Enhance consumer choice and convenience

Our bank transfer solutions are designed with your customers' preferences in mind, offering them a broader range of payment options that cater to their diverse needs.

This not only simplifies transactions but also broadens your appeal to a wider audience, including those who prefer not to use credit cards or seek alternatives to traditional payment methods.

• Enable customer bank choice at checkout
• No additional sign-ups to deter purchases
• Real-time options for faster payments
• Guaranteed and non-guaranteed models
• Support for all major customer banks

Secure your payments with unmatched protection

Step into a realm of unparalleled security with our zero chargeback solutions, designed to safeguard your business against fraud while securing your customers' sensitive data.

Our guaranteed solution assures that once a payment is made, it cannot be reversed by the payer. Unlike credit card payments which can be disputed by the cardholder, we make chargebacks a thing of the past.

• Peace of mind built into every transaction
• Historical checks and intelligent approval system minimizes potential returns
• Customizable security measures for fraud prevention tailored to your needs
• Comprehensive, consolidated reporting, crafted for your ease

Reduce customer costs to increase profits and loyalty

Offer your customers a seamless payment experience while enjoying the benefits of lower processing fees compared to traditional credit card transactions.

This cost-effective solution not only makes payments more affordable but also enhances operational efficiency, allowing you to invest more in growing your business.

• Lower per-transaction processing fees
• Minimal chargeback fees and risks
• Reduced interchange and network fees
• Direct bank-to-bank transaction savings
• Quicker access to your revenue

Unlock growth with our global banking network

Get unmatched country and bank coverage with our extensive network of global providers. Stay ahead of the curve and expand your revenue streams. Delight your customers with unparalleled convenience no matter where they are.

‍U.S. Bank Transfer ‍

Automated Clearing House (ACH), Real-time Payments (RTP®), FedNow

EU Bank Transfer‍

SEPA, SEPA Instant‍

UK Bank Transfer 

Faster Payments, Pay with Bank Transfer

Canada Bank Transfer ‍

Interac®

Automated and streamlined

With a streamlined process, everything is faster, more accurate and less expensive to manage.

Automated and streamlined transaction management

Automatically match and reconcile your payments across multiple service providers and data sources. We can connect, integrate and monitor any new method.

With a streamlined process, everything is faster, more accurate and less expensive to manage.

• Save revenue that would otherwise be lost to mismatches, reconciliation errors and incorrect fees
• Get a clear overview of your finances and ensure that your revenue is exactly where it should be
• All credit cards and over 700 alternative payment methods are supported
  

Totally managed solution to save time and money

Nuvei Reconciliation Manager+ takes care of the entire process all the way from implementation to updates, and reporting.

Save more time, reduce customer support tickets, spot technical issues and save more money.

• Set up taken care of by a dedicated Account Manager
• Eliminate complexity and bookkeeping errors
• Recover lost revenue easier than ever
• Control processing fees across providers

Achieve best-in-class performance through one dashboard

Control and manage the entire payment process for optimal performance, sales and revenue.

Simple-to-use orchestration hub

Optimize and control your payment experience through the Control Panel of the Payment Orchestration hub.

Manage settings that can boost acceptance rates, increase security and reduce declines or capture more revenue.

• Configure, manage and personalize routing parameters
• Manage online exemptions to maximize authorizations and optimize approval rates
• Set limits and manage authentication to increase conversions and eliminate fraud
• Set custom rules fueled with business insights to ensure maximum conversions
• Risk analysis allows for strategic adjustments and personalization to stop chargebacks

Maximize acceptance rates

Boost your transaction approval and authorization rates by managing online exemption submissions.

More detailed data points mean more authorizations, better security, and a personalized, seamless experience for your customers.

• Descope PSD2 compliance
• Prevent fraud
• Manage risk

Rescue revenue from declined transactions

Convert more payments by avoiding declined transactions. From one dashboard, you can set and manage data-driven rules.

Advanced analytics power innovative transaction routing.

• Set custom rules based on your business insights for when payments are declined
• Maximize conversion for hosted check out
• Control and reporting from one central dashboard

Multi-faceted protection

Nuvei chargeback management tools can prevent and eliminate potential chargebacks before they happen - and mitigate the damage of those that do.

• Dynamic 3D Secure
• 3DS exemption management
• Verifi Rapid Dispute Resolution (Visa)
• Ethoca (Mastercard)
• Chargeback representment service

Understandable and actionable data

Keep on top of business performance with a crystal-clear view of your payments data across all channels.

• Totally transparent view and dynamic reporting of your payments data
• Spot actional insights amongst large volumes of complex data 
• Understandable analytics, including traffic optimization for higher approval rates and revenues 
• Block fraudulent transactions with enhanced verification flow

Live your best business life

Sometimes all you need is a nudge in the right direction. Business Coach is there to highlight when you could be achieving higher sales or customer engagement.

Business Coach offers actionable tips and key business metrics to help grow your business.

• Accelerate engagement with client segments that drive higher revenue
• Analyze your performance from a single dashboard that showcases your reviews and social media ratings 
• React quickly to social media reviews by receiving instant alerts
• Turn new clients into repeat visitors

Your route to mainstream success

Offering an unmatched range of services, we empower hundreds of partners to enable millions of people to buy billions of dollars in digital assets. We are the leading payment partner of over 450 leading exchanges, wallets, brokers, coins, NFT platforms and blockchain games.

A turnkey crypto experience

Nuvei's fiat on-ramp and off-ramp provides a smooth experience for converting between fiat and cryptocurrencies. Accessible to both those with no blockchain experience and on-chain gaming experts through a single API.

Join hundreds of global businesses and discover the power of fiat-crypto conversion on demand delivered by fully licensed, publicly listed provider.

• Enables Web2-style onboarding for Web3
• Wide payment options globally and locally
• 350+ partners: exchanges, wallets, brokers, and coins
• 3.5+ million end users, $4B+ in processed payments
• 100+ fiat currencies and 200+ cryptocurrencies
• Issuer of co-branded Visa for unified crypto transactions

Experience the power of stablecoin payments

Stablecoins are becoming a true alternative form of payment to offer to merchants on top of more traditional payment methods.

We enable real-time stablecoin transactions, easy conversion between fiat and stablecoins, and comprehensive settlement services tailored to meet your needs.

• Supports all stablecoins, including merchant-minted ones
• Nuvei connects to USDC on 14 blockchains
• Stablecoins bring stability to remittances
• 24/7 stablecoin settlements across blockchains
• Stablecoins lower costs, improve supply chain cash flow
• On-chain settlements reduce business operational costs

Take your blockchain project mainstream

One partnership for all your crypto business needs. Enable your blockchain assets for seamless onramps with 100+ fiat currencies, globally.

• Support for multiple blockchains and tokens adds flexibility
• Easy coin/token purchases with 100+ fiat currencies
• Grow your brand equity with our large partner network of leading exchanges, wallets and platforms
• Expand into new markets with global payment coverage

Easy and secure crypto payments

Accelerate transactions and enhance data accuracy, plus boost customer loyalty through our innovative crypto payment options. Experience the confidence of partnering with a provider that goes beyond fraud prevention to offer full-scale payment processing support.

Cryptocurrency payments broaden market access and lower costs by eliminating intermediaries, offering global reach with minimal transaction fees.

• Access new markets and facilitate global financial access
• Guaranteed zero fraud and no risk of chargebacks
• Reduce costs and simplify management compared with card payments
• Increase transaction speed and reduce security risks
• Boosts customer loyalty and trust through safe payments
• Instant access to funds with crypto, no middlemen

The future of paying for digital entertainment

Crypto is transforming gaming, offering significant advantages. Larger transaction limits, quicker payouts, and enhanced security minimize the need to share banking information.

With lower fees and global fund access, cryptocurrencies offer convenience and signals innovation. Additionally, players can receive bonuses as incentives for using crypto, enriching their gaming experience.

• Near real-time crypto transactions improve cash flow
• Crypto operations have less overhead
• Nominal blockchain fees vs. card fees
• Enhanced security with less data liability
• Growing customer demand for crypto support
• Access to new, unbanked legal markets

Empowering your journey into Web 3.0 and the Metaverse

Nuvei leads the move to Web 3.0, making your blockchain and Metaverse projects successful. With top partnerships and tools, we help you stand out.

Our approach gives users full control over their digital assets and privacy, boosting confidence in digital exploration.

• Multiple integration options
• Highly customizable UI and dynamic UX
• Supports several blockchain protocols: Ethereum, Polkadot, or Binance Smart Chain
• Smooth UX overcomes Web3 barriers like high fees and slow transactions
• Tailors experiences to user preferences
• Enhanced security, transparency and less central authority

Exceed expectations and grow stickiness

Keep customers within your ecosystem by adding financial services into your payment mix. Offer bank deposits and payouts, as well as cards and financing. Make it easier for customers to buy more, more often.

Fast, reliable and secure digital banking

Expand your global reach and optimize transactions with Nuvei Business Accounts. Deliver real-time funds access, lower fees, and seamless integration to enhance efficiency and financial control.

Streamline your financial operations with Nuvei as your single partner for acquiring, issuing, and banking services.

• Multi-currency accounts with European IBANs for EUR, GBP, and over 20 other currencies
• Instantly receive funds for faster working capital, and efficiently manage settlements with potentially lower costs
• Secure customer funds with dedicated solutions for VASPs and financial firms
• Flexible pay-ins and payouts via SEPA, SWIFT, open banking, and blockchain-based BMM processing

Turbo-charge your brand

Elevate your brand and streamline payments with Nuvei’s customizable physical and virtual cards, offering seamless and secure transactions across all channels.

We take care of all the back-office complications including card scheme approval, global regulatory compliance, technical setup and card manufacturing.

• Tailor physical and virtual cards to promote your brand identity
• Easily manage single-use or multi-use cards through one platform
• Automate secure transactions for online, in-store, and in-app purchases
• Manage vendor payments and scale operations cost-effectively with flexible card formats

Finance your business goals: no bank required

Your business moves fast. Make sure your financing can, too.

Access funds quickly to achieve your goals and seize more opportunities. No banks or red tape involved.

• Up to $1 million per business location
  
• Receive funds in under a week upon approval
• Pre-qualify in just 3 minutes
  
• No collateral required
• Flexible repayment options

Maximize revenue with consumer credit options

Grow your business with industry-leading buy now, pay later options. Get paid upfront while offering customers flexible payment terms.

Make it easier for your customers to get what they need right now. Best of all, it's integrated seamlessly into the checkout experience.

• Offer flexible installment plans for your customers
• Give consumers the freedom to pay at their own pace
• Increase customer conversions by offering more payment options

Protection every step of the way

Prevent the majority of would-be chargebacks before they materialize. Transactions are protected with pre-chargeback mitigation, smart fraud-screening, alerts and communications.

Detect, control, and mitigate chargebacks

Reduce the costs of disputes and chargebacks with Nuvei Chargeback Resolve. Every chargeback actioned is centralized and managed through Nuvei’s Control Panel. The whole process maximizes transparency and efficiency.

• Prevention - alerts and enhanced communication minimizes unnecessary disputes
• Reduce operational costs - management chargebacks through one centralized dashboard
• Preserve your reputation - avoid chargeback monitoring programs and additional fees associated with a high-risk label

Additional tools from Visa & Mastercard

Control disputes or chargebacks quickly and easily with integrated solutions from Visa and Mastercard.

• Verifi Rapid Dispute Resolution® (Visa) - avoid chargebacks by issuing refunds and charging Nuvei directly with no clearing process
• Ethoca® (Mastercard) - gives merchants 24 hours to review, respond and action chargebacks

Make the world your local marketplace

Whether your customers want to do business with you online or in-store, we make it easier to do business with and encourage return visits.

Price your goods and services in the world’s most popular currencies

According to Insider Intelligence’s Global eCommerce report, 92% of customers prefer to buy from sites that price items in their local currency.

Make buying simple and frictionless for customers while receiving settlement and reporting in your domestic currency.

• Expand your business into new territories
• Enhance existing customer relationships
• Zero investment or infrastructure changes

Earn additional revenue from FX markup and attract more international customers

By offering customers pricing in their domestic currency, you can make card purchasing transparent and trustworthy while earning a percentage commission.

• Attract more international customers
• Protect cardholders against currency fluctuations
• Available both online and in-store

Protecting your business is critical

From advanced fraud detection to industrial grade tokenization and KYC, Nuvei protects you and your customers.

Reduce payment fraud and chargebacks with Nuvei Shields Up

Transaction data is our greatest weapon in the fight against fraud. Crush false positives with a powerful set of customizable tools without compromising customer experience.

• Set 200+ unique rules for your industry and market
• Increase conversion rates and reduce fraud with Smart 3DS Routing
• Automated decisioning using IP geo location and AVS / CVV rules
• Chargeback dispute tool for efficient case creation and management
• Smart Routing and Dynamic Descriptor to minimize potential chargebacks

Encrypt and access customer data for secure, frictionless payments

Replacing sensitive data with a secure token means faster and more secure payments that can help create a better customer experience.

Through a combination of our agnostic and network tokenization features, we offer one of the most flexible and complete solutions in the market.

• Encrypt and store customer payment information to make the checkout experience secure and frictionless
• Tokens are dynamically updated to deliver higher authorization rates, simplified fraud management, and an improved customer experience
• Payment methods are updated in real-time so cardholder credentials stay current even if a physical card is locked due to fraud
• Provides a better customer experience with fewer false declines due to outdated information

Ensure your security and compliance

We recognize the need for the highest security available to protect you and your customers. In compliance with PCI Data Security Standards, we have met and surpassed all requirements set forth as a Level 1 Service Provider.

Our technology and expert staff can help you reduce risk, chargebacks and simplify PCI DSS compliance.

• Mitigate threats before they become an issue
• Reduce effort and cost for Payment Card Industry (PCI) compliance
• Access solutions to descope your PCI DSS requirements

Smarter payments mean higher approvals

Nuvei Optimize is your always‑on optimization engine. It quietly improves your conversions, reduces declines and recovers revenue at every stage of the transaction journey. Activate only the modules that match your strategy—so you’re always getting smarter, more efficient payments.

Remove unnecessary friction without compromising compliance

By optimizing your authentication strategy up front, you can balance security with speed, especially in markets with evolving regulations. Smarter authentication means your customers sail through checkout while you keep regulators and issuers happy.

• 3D Secure optimization: support for global and local 3DS schemes keeps your customers’ experience smooth
• Exemptions management: smart logic applies exemptions where they make sense, so your genuine customers aren’t burdened by unnecessary steps
• Soft decline handling: automatically initiates the 3DS flow when issuers require authentication, giving you another chance to convert

Send transactions through the rails that work hardest for you

Get the most out of every payment with intelligent routing that matches transactions to the best‑performing bank, network or local scheme. It’s orchestration that does the hard work for you, so you see more approvals without lifting a finger.

• Direct scheme connections: enjoy more control and faster decisions by connecting directly to card networks
• Local scheme routing: route transactions through local rails like Debit Routing (US), Cartes Bancaires (FR) or Bancontact (BE) to increase acceptance in local markets
• Bank routing: dynamic logic based on card type, region and performance data ensures every transaction takes the most effective path

Make the moment of truth work harder for you

This is where approvals happen—or don’t. You maximize success by making transactions cleaner, more complete and easier for issuers to approve. When every detail counts, you’ll benefit from precision and smart enrichment.

• Partial approval: capture what’s available so you never lose the sale
• Account updater: keep card‑on‑file credentials fresh automatically, minimizing declines due to outdated details

Recover revenue with smarter retries

Not every payment goes through the first time. With Nuvei Optimize, failed transactions don’t mean failed revenue. Retry tools quietly re‑attempt declined payments, switch banks or offer a fallback method—all without disrupting your customer’s experience.

• Auth messaging: adjust how a retry is presented to increase issuer acceptance
• CVV reattempts: give soft-declined payments a second chance by re-validating credentials
• Bank cascading: instantly try a backup bank for better recovery
• Payment recovery: offer the customer an alternative method to complete the purchase

Full visibility. Real-time impact

Stay in control of your performance with the data, tools and expert support needed to keep things moving forward—even as the payment landscape evolves. Real‑time insights and hands‑on guidance help you make data-driven decisions, quickly.

• Real-time insights: see what’s working and what isn’t so you can act immediately
• Conversion analysts: hands‑on experts helping you launch and optimize your payment flows for peak performance
• Collaborative issuer relations: benefit from direct relationships with issuers to improve logic and deliver better outcomes for your business